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Buying A Home
Should I Refinance Now?
Mortgage Rates
Home Equity Programs
PBA Program
Home Equity
Home Equity Line Of Credit

as low as

Prime minus 1%.
Primary Residence
Loan Amounts from $50,000 to $2,000,000*
Prime minus 1% for life
10 Year draw, 15 year amortization (25 year term)
80% combined loan to value maximum
Bank pays all closing costs **
Flexible underwriting guidelines
Good for owner-occupied 1 to 4 family, Condos and PUDs
Standalone Home Equity Transaction
Combo or Piggyback Home Equity Transaction
All New York & Connecticut


Vacation Homes
Loan Amounts from $50,000 to $1,000,000
Prime for life
65% combined Loan to Value maximum
Bank pays all closing costs **
Single Family, Condos and PUDs Only
Flexible underwriting guidelines
1st Mortgage cannot exceed $2,000,000


No Income Verification Loans
Loan Amounts from $50,000 to $1,000,000
Prime for life
70% combined Loan to Value maximum
Bank pays all closing costs **
Single Family, Condos and PUDs Only
Flexible underwriting guidelines


Investment Properties
Loan Amounts from $50,000 to $1,000,000
Prime plus 0.50% with a 1% origination fee to bank
Prime plus 1.0% with a no origination fee to bank
Term: 5 years; interest only until maturity
Property Type: 1-6 Family and mixed-use.
Flexible underwriting guidelines
Borrower pays all closing costs


Home Equity lines and loans to avoid PMI
Up to 95% combined Loan to Value maximum
No Closing Costs
Flexible underwriting guidelines
Low Rates

* Loans over $1,000,000 at PRIME + 0% and limited to 70% combined Loan to Value Maximum on a single family owner occupied property.
** Bank pays 1% of mortgage tax to $5,000 and pays the title insurance premium up to a $500,000 loan.
Get More Information
Loan Purpose
Desired Loan Amount
$ 
Estimated Home Value
$
City/State of property being financed:
First Name Last Name
Address
City State
Zip
Home Phone
 -  - 
Work Phone
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Best time to call:
E-mail Address
When will you be purchasing
or refinancing:
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