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Buying a Home

Quick Pre-Approvals

One phone call and you are approved
In 5 to 10 minutes you can be pre-approved by one of our loan officers. You will provide them with information on your income, assets and liabilities. They will be able to determine the maximum amount of financing you are qualified for, and will provide you with a written Pre-Approval Letter, so that you can start the home buying process.

Pre-Approval Letter
In today's competitive market place, Real Estate Brokers and Sellers require that you provide them with a Pre-Approval Letter when submitting an offer to purchase a home. In addition, it is very helpful to know before you go out shopping for a home, exactly what you can afford and qualify for. Many homebuyers underestimate how much mortgage financing they can obtain.

Same Day Commitments

When you need it fast!
Some homebuyers may need a commitment immediately. For example, in cases where there is no mortgage contingency in your Purchase Agreement/Contract of Sale, our loan officers can obtain a Mortgage Commitment for you before you sign the contract.

Closings in 30 Days or Less

Quick closings
We have established relationships with lenders who can approve and close you loan in 30 days or less. When necessary, we have also closed loans in under 14 days from start to finish.

Low Closing Costs

Application and Processing Fee
At Homerica our Application Fee is $100 and our Processing Fee, which is paid at closing, is $300.

Broker Fee
For No Point loans, our broker fee is paid by the lending institution.

Below Market Financing

We have done your shopping for you
As a mortgage broker we have relationships with over 70 different lending institutions, which enables us to obtain the lowest rate and best terms for your transaction.
Get More Information
Loan Purpose
Desired Loan Amount
$ 
Estimated Home Value
$
City/State of property being financed:
First Name Last Name
Address
City State
Zip
Home Phone
 -  - 
Work Phone
 -  - 
Best time to call:
E-mail Address
When will you be purchasing
or refinancing:
How did you hear of us?